Website Terms and Conditions of Use
The following Terms and Conditions apply to the use of the Finances Liberty domains and subdomains at financesliberty.com which is owned and operated by Finances Liberty.
1. Access and perusal of the Website is subject to the following Terms and Conditions and our Privacy Policy. You acknowledge that you have read, understood and accepted these Terms and Conditions by using our Website and/or purchasing our Products. Finances Liberty has the right to modify these Terms and Conditions without notice for immediate effect.
2. Your privacy is held to the utmost importance. Finances Liberty collects and uses your personal data in line with GDPR regulations. Please see our privacy policy for more information.
3. We offer products from within the UK and as such cannot be subject to local laws within your country. Local laws may apply to your use of this website and its content. You agree to this position by using our Website and its products.
4. You are brought into a legally binding contract when purchasing one of our Online Courses. The purchase price is indicated on the Website under Pricing Plans and grants access to course materials for a four-month period. You agree to be responsible for any additional charges that accompany item purchase.
5. These Terms and Conditions may be updated often. Continued use of the website and its course materials is an automatic acceptance of these updated Terms and Conditions.
6. We maintain intellectual property rights over the Website including but not limited to the design, appearance and content including our Online Courses. You do not have permission to use the Website for commercial uses or to copy, reproduce, modify, distribute, re-distribute, re-publish, sell, upload, post, broadcast, transmit, sub-license or create derivative content from our Website materials in any medium. You are not authorized to record or relay the video recordings by any means and neither are you allowed to adapt course materials for personal or business use. You are not authorized to modify, adapt, merge, translate, disassemble, decompile, recompile or reverse engineer software comprising the Website or Online Courses. You do not have permission to remove author or copyright information from our materials. You cannot assume rights over the material from using the content. You are allowed to download one copy of course content for viewing purposes only.
7. Breach of our intellectual property rights is considered an infringement of Finances Liberty's copyright or intellectual property and will lead to termination of services. Finances Liberty retains limitations of liability following contract termination.
8. If you have obtained written permission to share course materials with someone else then you are responsible for their non-compliance with the Terms and Conditions.
9. Finances Liberty reserves the right to modify or remove content and/or associated access including our Website and Online Courses without notice.
10. Our Website and Online Courses are for educational purposes only and cannot be substituted for professional advice. We make no warranties or representations either expressly or by implication for the accuracy, reliability, completeness, suitability, availability, comprehensiveness, or usefulness of our Website and Online Courses. You assume all risk in using and applying any and all information on our Website.
11. Our course content will often provide links to external websites for your further education but is by no means an endorsement of their content. We make no warranties or guarantees either expressly or implied for the accuracy, reliability, data privacy or security of external websites. Finances Liberty does not act to disseminate such content and unless otherwise stated is not affiliated with the quoted third parties. You are advised to read their terms and conditions carefully before proceeding to use their Website and any links they provide.
12. We cannot guarantee compatibility of our Website with your chosen hardware or software. We also cannot guarantee the website will respond without delays or be free of viruses or errors. We cannot be held responsible and are not obligated to fix any such defects found on the Website.
13. We cannot guarantee the suitability or compatibility of our Website or Online Courses. As such all implied terms and conditions or warranties are hereby excluded to the maximum extent permissible by law. Finances Liberty expressly disclaims any and all liability or responsibility for any costs, damages, losses or liabilities of any kind caused by computer viruses or any such technologically harmful material that may affect your computer hardware or software including data integrity. It is your responsibility to perform regular virus scans and regular data back-ups.
14. To the maximum extent permissible by law, in no event shall Finances Liberty, its staff or volunteers be liable for any direct, indirect or consequential losses, costs, damages, or liabilities of any kind howsoever caused in connection or in relation to the use or misuse of this Website or Online Courses including but not limited to
1. Losses to career or income
2. Losses to current or anticipated revenue, savings or goodwill
3. Losses to profit, assets, opportunity or operations of a business
4. Data breaches, losses, reproduction or corruption
5. Property damage, personal loss, personal injury or death
To the fullest extent permitted by law Finances Liberty expressly disclaims any and all liability or responsibility for any losses to any persons in connection or in relation to the use of this Website and its Online Courses.
15. Finances Liberty will safely process and store personal information on a private server. You consent to the collection and use of this data as established herein. You reserve the right to retrieve data on personal information collected by Finances Liberty for a fee of $10. Please see our privacy policy for more information.
16. You assume the risk of data breach in transmitting personal or confidential information over the internet and cannot hold us liable for any losses you may incur. To the maximum extent permissible by law, Finances Liberty expressly disclaims any and all liabilities, damages, losses or costs for unauthorized access or interceptions to data or any data losses or breaches on our Website.
17. To the maximum extent permissible by law, you hereby agree to indemnify, defend and hold harmless Finances Liberty, its staff, volunteers, licensees or licensors from and against any demand or claim made by you or any Third Party and all damages, losses, costs, liabilities or expenses howsoever caused in connection or in relation to the use or misuse of this Website and its Online Courses or from breach of our Terms and Conditions.
18. The Website owner and staff assume no liability or responsibility to the maximum extent permissible by law for any (i) errors on the Website or Online Courses (ii) property damage, personal loss, personal injury or death in relation to the use of our content and (iii) personal data breaches including unauthorized access and/or leak thereof.
19. Our maximum liability in relation to these Terms and Conditions or the use or misuse of this website and its Online Courses shall be no more than the amount paid for the Online Course that is related to the claim.
20. The provision of online courses is not intended as a contractual relationship except for the Terms and Conditions established herein in relation to your use of this Website and its products. You are responsible for any contracts with third parties in relation to this Website.
21. The English court shall remain the exclusive jurisdiction for claims or disputes arising from the use of the Website and its products. You agree to submit to the exclusive jurisdiction of English court for any disputes in relation to the use of this Website and its Online Courses.